About Us

Town & Country is proud to be one of the 38 Farm Mutuals operating in Ontario today. We were formed in 2001 as a result of the amalgamation of Lobo Mutual, Ekfrid Mutual and East Williams Mutual. All three companies have histories of providing quality insurance products to the farming and rural communities in Middlesex, Lambton and Elgin counties for well over 100 years. Our office is located in downtown Strathroy.

Our insurance products are distributed through a team of dedicated professional insurance Agents and Brokers throughout our area. 

What Is Mutual Insurance?
  • Insurance at Cost
    We operate on a not-for-profit basis, unlike stock companies that have to provide shareholders with dividends from profits.
  • Leading Edge Products
    Our innovative insurance products keep pace with changing needs. We can help you with your specific personal, business, farm and automobile insurance needs.
  • Ownership by Policyholders
    Town & Country is 100% Canadian and owned solely by its policyholders. As a policyholder, you have voting rights on important decisions,
  • Directed by Policyholders
    Our directors are policyholders elected by policyholders – your guarantee that the company is committed to the best interests of all policyholders.
  • Financially Secure
    We are backed by one of the world’s most financially secure insurance networks, 38 mutual companies known as Ontario Mutuals - providing strength, stability and expertise.
  • Local Service from Neighbours
    You will receive swift, courteous and knowledgeable help from people who raise their families alongside you. We’re aware of the changes happening in your community.

Brochure: Insurance for Living Today