Auto Insurance

When you insure with Town & Country, you’re placing your trust in a neighbour – someone who lives in your community and drives the same roads that you do. When accidents happen on that tricky stretch of road or near that certain busy intersection – we can relate. We’re familiar with the driving conditions you face each and every day.

“Whether it’s driving to the office, to the next field or getting the kids to soccer, making sure you have the protection you need to keep you on the road is what Town & Country does.”

Whatever your situation – whether it is damage to your automobile, an accident with a snowmobile or damage to your off-road vehicle – our goal is to get your vehicle repaired and returned to you as quickly as possible with personal claims service that treats you like a neighbour - not a number.

Talk to your insurance salesperson about insuring with options that may include:

  • Optional Accident Benefit Coverages
  • Protection Plus - qualified drivers with at least 6 years accident free may “protect” their good driving record following an accident.
  • Emergency Road Service Excess Coverage - reimburses you for towing and emergency service up to $50 for any emergency service you need for your vehicle.
  • Transportation Replacement - if your vehicle is damaged or destroyed in an accident (or if it is stolen) we pay for the cost of the rental vehicle while your own  is being repaired or replaced. You have three choices of coverage limit - $1000, $1500 or $2000.
  • Rental Vehicle Liability Insurance - so you no longer have to buy coverage sold to you as a daily rate when you rent a car.
  • ATV’s and Snowmobiles – all-terrain vehicles, off-road vehicles and snowmobiles operators must carry proof of insurance at all times.


Town & Country will make your insurance as affordable as possible with discounts on property and auto policies and coverages that take advantage of your excellent driving record. You can reduce your insurance premium if you qualify for one or more of our discounts.

Automobile Discounts

  • Auto-Property Combined
  • Multi-Vehicle
  • Mature Driver
  • Gen Now
  • New Driver Discount
  • Short Distance Commute
  • Loyalty
  • Retiree Discount
  • Winter Tire Discount

Property Discounts

  • Claims Free
  • New Home (20 years old or newer)
  • Property-Auto Combined
  • Deductible
  • Loyalty
  • Alarm System
  • Mortgage Free